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Personal insurance in Nashville and throughout Tennessee

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to home insurance, we’re in the business of helping people protect what they value and have worked so hard to build.

Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it.  We will help you plan for the unexpected with insurance coverage that’s just right for you and your family.

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Auto Insurance

Your vehicle can be a fairly costly investment – one that is exposed to many potential losses that are out of your control.  Martin & Zerfoss can help you find auto insurance that meets your specific needs.

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Renters Insurance

When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

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Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.

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Motorcycle Insurance

You will enjoy being out on the open road with the peace of mind that Martin & Zerfoss can help you pull together a custom motorcycle insurance policy.

Off-Road Vehicle Insurance

Your off-road vehicle needs protection that’s different from what your auto or homeowners insurance can provide.  We can help keep you and your off-road vehicle protected while you explore.

Watercraft Insurance

Whether you own a sailboat, power boat, yacht or personal watercraft, you want to enjoy your time on the water.

Classic Car Insurance

Your prized collector car represents real commitment of your time and resources.  We will help you protect your investment through specialized insurance coverage designed for classic car lovers like you.

Flood Insurance

Just because you don’t live in a high flood risk area, doesn’t mean it will never happen to you.  We will suggest the specialized coverage you need to help protect your home from rising waters – even if you are not in a flood zone.

RV Insurance

Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We’ll work with you to make sure owning an RV is a rewarding experience, and also a safe one.

Rental Property Insurance

Don’t be fooled, just because your tenant has rental insurance doesn’t mean that you—the homeowner—are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property out to others.

Valuable Collections Insurance

Accidents happen.  Stones fall out of diamond rings.  Antiques break.  Art gets stolen. We will get you the protection you need for your most precious belongings in the event of loss.

Individual Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict the when the unexpected will happen, but we can help you prepare for it when it does.

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Umbrella Insurance

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies.  Umbrella insurance can help protect your financial future.

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