Your classic car is special to you and that’s why classic car insurance is a unique category with some key differences to ordinary auto insurance policies.
First, let’s deal with the name. Different policies may be called classic car insurance, collector car insurance or antique car insurance. Exactly what qualifies will depend on the insurance company, but usually such policies cover cars that are not only of a certain age, but have distinctive characteristics such as being particularly rare.
The biggest difference with classic car insurance is that some insurance companies can offer to cover the auto at a specific value. If the insurance company pays for repairs after a collision, classic car insurance will often guarantee to pay for necessary and authentic parts that might be excluded or exceed coverage limits with an ordinary car insurance policy.
Talk with us to ensure you have the proper insurance in place.