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Bank insurance in Tennessee and throughout the United States

Whether your bank is financially stable or unstable and distressed, our experts work to make sure your business is protected.

Martin & Zerfoss, Inc., located in Nashville, Tennessee has been insuring community banks on a wholesale basis since 2002.  Our book of business ranges from financially stable banks to financially unstable and distressed banks, regardless of asset size.

Advantages to Retail Agents by Partnering with our Team

Access to all the major markets that specialize in insuring financial institutions.

Assistance with limit determination, deductibles, terms and conditions.

Able to place excess coverage over primary D&O and other lines of liability coverage.

Will attend board meetings to discuss insurance proposals and answer questions, whether in person or by conference call.

Comprehensive knowledge of the financial industry and banking language.

Expertise in providing coverage for distressed banks, including working closely with the Bank’s counsel and the Director’s counsel.

Exceptional customer service and attention to detail.

Competitive commissions paid.

Lines of Coverage Written

Directors and Officer Liability

  • Publicly Traded or Privately Held
  • Excess D&O liability
  • Side A D&O (DIC)

Bankers Professional Liability

  • Lender Liability

Other Target Classes of Business

  • Credit Unions
  • Investment Advisors

Employment Practices Liability

  • 3rd Party Harassment

Cyber Liability

  • Internet Liability
  • Privacy Notification
  • Liability Mitigation Expenses

Property and Casualty

  • Package (Property & General Liability)
  • Auto
  • Workers Compensation
  • Umbrella
  • Mortgage E&O/Impairment
  • Foreclosed and Force Placed Properties

Fiduciary Liability

Trust Department Errors and Omissions

Financial Institution Bond

For more information, please contact Alyson Argabrite at

Let’s discuss your bank insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate bank insurance solution. There’s no obligation, just good-old-fashioned advice.
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Martin & Zerfoss offers comprehensive bank insurance in the State of Tennessee, and throughout the United States.