While spending time on your watercraft is a relaxing pastime, the risks associated with watercraft ownership can put a damper on your downtime if you aren’t fully protected. Boat insurance policies usually have two standard elements; hull coverage and liability. However, there are many risk factors to consider when speaking to your agent about the proper coverage.
For example:
- Oil spill clean-up
- Towing
- Expensive sports or fishing equipment
- Theft or damage to your personal property
- Maritime Law (i.e. The Jones Act)
Spending time on the water is fun. Talk with us about getting the proper boat insurance coverage in place today.